Types of Workers' Compensation Claims in Illinois
Workers' Compensation
To begin, workers’ compensation falls under personal injury and relates to an individual becoming injured at work. To clarify, workers’ compensation is a set of benefits allotted to workers which are injured at their place of employment. Illinois requires employers to have workers’ compensation insurance. However, depending on the specifics involved in your case, the claim you elect to choose will vary. Furthermore, this article intends to explain the two main types of workers’ compensation claims in Illinois.
Permanent Partial Disability
Of the two main workers’ compensation types available in Illinois, none are more common than Permanent Partial Disability. Specific to Illinois, workers’ compensation carriers are required to provide employees with permanent partial disability benefits. Injuries involved with these workers’ compensation claims include things like minor amputations, disfigurement, or physical impairment. Furthermore, the acronym assigned to permanent partial disability is (PPD). These type of workers’ compensation benefits usually will not go into effect until after the person involved reaches maximum medical improvement. However, since workers’ compensation is a state-run program the decisions for payments will lie in their hands. Furthermore, there are 4 main ways in calculating permanent partial disability. Taken into consideration when calculating benefit payments are, degree of disfigurement, percentage of loss, scheduled injury, and wage differential. However, the benefits for permanent total disability are dispersed through structured payments or are paid out totally in a lump sum.
Permanent Total Disability
Firstly, of all workers’ compensation claim types, none are as serious as permanent total disability. Permanent total disability occurs when the injured party involved can no longer earn a living. Injuries involved in these situations include severe amputations. For example, if someone loses their legs at work, they will likely receive permanent total disability benefits. In addition, any sort of injury or illness caused at work, leaving an individual unable to work again will have them eligible for PTD.
Workers' Compensation Attorney
Prime Law Group, LLC’s Nicole O’Connor is here to help. In the event you find yourself needing advice regarding workers’ compensation involved in a personal injury case, Nicole has the knowledge and tools to guide you successfully.
